FHA Loans

The Federal Housing Administration (FHA), was established around the great depression to help American consumers purchase homes. Today, the FHA loan program is one of the most popular options on the market with low down payments and easier requirements than most loans.

Key Features of an FHA Loan

Minimum down payment of just 3.5% of sales price

Down payment and Closing Costs may be gifted

No post closing reserves required

Higher Debt to Income ratios than most loans

Sellers may credit up to 6% of sales price

Less than two years on the job is allowed


FHA loans
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© 2021 American Residential Mortgage LLC is  licensed in the states of  Florida and Georgia as Mortgage Brokers - All Rights Reserved

This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply.

© 2021 American Residential Mortgage LLC  NMLS # 1669556


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