top of page
USDA Rural Loans
USDA Rural Development is committed to helping improve the economy and quality of life in rural America.
To be eligible for a USDA loan the borrower(s) must meet income guidelines set by the program and the property being mortgaged must be located within an area considered rural by the USDA.
Key Features of a USDA Rural Loan
100% financing - No Down Payment
Serves low to moderate income applicants
30 year loan terms with fixed interest rates
Expanded qualifying ratios
Gift/Grant Funds and Mortgage Credit Certificates (MCC) allowed
Purchase, new construction and refinance available
bottom of page