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USDA Rural Loans

USDA Rural Development is committed to helping improve the economy and quality of life in rural America.

To be eligible for a USDA loan the borrower(s) must meet income guidelines set by the program and the property being mortgaged must be located within an area considered rural by the USDA.

Key Features of a USDA Rural Loan

100% financing - No Down Payment

Serves low to moderate income applicants

30 year loan terms with fixed interest rates

Expanded qualifying ratios

Gift/Grant Funds and Mortgage Credit Certificates (MCC) allowed

Purchase, new construction and refinance available



USDA Rural Loans
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